Welcome... 
First Liberty Funding is a full service direct mortgage lender with over a decade in the mortgage lending business. Armed with the best loan programs on the market, with a commitment to highest-quality customer service, talented and skilled loan officers, and a commitment to quality, First Liberty Funding is intent on establishing a long term relationship built on mutual trust and respect.
Our commitments to you:
- Customer Service - we keep you up to date on the progress of your loan
- Honesty - no double talk, everything is clear and on the table
- Stability -we offer over a decade of experience to your future and ours
- Satisfied Customers - Large portion of our business comes from return-customers and customer referrals
- Lowest Rate - We offer the lowest rates in the industry. We don't false advertisements.
Loan Programs
We offer the largest selection of the loan programs; purchase, refinance, cash out, investment, commercial, etc.
- First Time Home Buyers - We offer numerous program with little or No Down Payments.
- Refinance – Lower your payment, consolidate debts or convert your adjustable mortgage to 30-year Fixed.
- 105% Refinance – We can refinance your loan even if you are upside down on your mortgage.
- Purchase your Dream Home – Purchase with as little as 3.5% down payment.
- Cash Out Refinance - Obtain cash for home improvements, consolidating debts and reducing monthly payment.
- No Cost, No Fees Refinance - We specialize in refinancing mortgages with No Cost and No Fees.
- No Income, No FICO Loans - We offer Equity based financing with No income or FICO requirements!
- Jumbo loan - Up to $5,000,000 Jumbo loans with rates as low as 4%
- Limited Income Documentation – Only one year tax return.
- 125% LTV Renovation Loan - Purchase and Renovate in one loan
- Commercial Loans – Up to 90% financing on commercial loans.
- Refinance with 1 day out of MLS – We provide financing for recently listed properties.
