If you are buying or refinancing a home ...
- If you are salaried, provide two years W-2 and one month of paystubs
- If you are self-employed:
- Provide two years tax returns
- YTD profit and loss statement
- Copy of the business license for the last two years
- If you own rental property, please provide rental agreements and tax returns for two years.
- Please provide two months of bank statements for each bank, stock and mutual fund account.
- Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
- If you are requesting a cash-out refinance please provide a letter explaining what you plan to do with the proceeds.
- Provide a copy of divorce decree if applicable.
- If you are NOT a US citizen, provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.
If you are applying for a home equity loan ...
- If you are salaried, provide two years W-2 and one month of paystubs.
- If you are self-employed:
- Provide two years tax returns
- YTD profit and loss statement
- Copy of the business license for the last two years
- If you own rental property, please provide rental agreements and two years tax returns.
- Please provide a copy of the note on your first mortgage. This will normally be found in your closing loan documents.
- Please provide a signed letter explaining what you plan to do with the proceeds.
- Provide a copy of divorce decree if applicable.
- If you are NOT a US citizen, provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.
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