-
Loan Amount up to $5,000,000
-
Starting Rate 3.125%
-
Zero Closing Costs Refinance available
-
Purchase, Refinance or Cash Out
-
No W2, Tax Return up to $729,750 (VOE Only)
|
What is the Limit for Conforming Jumbo Mortgage?
|
List of Counties where Maximum Conforming Loan Limits for 2010 exceed $417,000 in Contiguous U.S. or $625,500 for locations in Alaska, Hawaii.
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(These loan limits, which are the same as those issued for 2009-originated mortgages, apply to loans originated in 2010. Loans acquired in 2010, but originated prior to 7/1/2007 remain subject to the loan limits established under provisions of the Housing and Economic Recovery Act of 2008).
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State
|
Metropolitan or County Name
|
Limit
1-Unit
|
Limit
2-Unit
|
Limit
3-Unit
|
Limit
4-Unit
|
|
AZ
|
Flagstaff (Metropolitan Area)
Component County: Coconino
|
$450,000
|
$576,050
|
$696,350
|
$865,400
|
|
CA
|
Bishop (Micropolitan Area)
Component County: Inyo
|
$437,500
|
$560,050
|
$677,000
|
$841,350
|
|
CA
|
Los Angeles-Long Beach-Santa Ana (Metropolitan Area)
Component Counties: Los Angeles, Orange
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CA
|
Madera-Chowchilla (Metropolitan Area)
Component County: Madera
|
$425,000
|
$544,050
|
$657,650
|
$817,300
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|
CA
|
Merced (Metropolitan Area)
Component County: Merced
|
$472,500
|
$604,900
|
$731,150
|
$908,650
|
|
CA
|
Modesto (Metropolitan Area)
Component County: Stanislaus
|
$423,750
|
$542,450
|
$655,700
|
$814,900
|
|
CA
|
Napa (Metropolitan Area)
Component County: Napa
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CA
|
Oxnard-Thousand Oaks-Ventura (Metropolitan Area)
Component County: Ventura
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CA
|
Phoenix Lake-Cedar Ridge (Micropolitan Area)
Component County: Tuolumne
|
$437,500
|
$560,050
|
$677,000
|
$841,350
|
|
CA
|
Redding (Metropolitan Area)
Component County: Shasta
|
$423,750
|
$542,450
|
$655,700
|
$814,900
|
|
CA
|
Riverside-San Bernardino-Ontario (Metropolitan Area)
Component Counties: Riverside, San Bernardino
|
$500,000
|
$640,100
|
$773,700
|
$961,550
|
|
CA
|
Sacramento--Arden-Arcade--Roseville (Metropolitan Area)
Component Counties: El Dorado, Placer, Sacramento, Yolo
|
$580,000
|
$742,500
|
$897,500
|
$1,115,400
|
|
CA
|
Salinas (Metropolitan Area)
Component County: Monterey
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CA
|
San Diego-Carlsbad-San Marcos (Metropolitan Area)
Component County: San Diego
|
$697,500
|
$892,950
|
$1,079,350
|
$1,341,350
|
|
CA
|
San Francisco-Oakland-Fremont (Metropolitan Area)
Component Counties: Alameda, Contra Costa, Marin, San Francisco, San Mateo
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CA
|
San Jose-Sunnyvale-Santa Clara (Metropolitan Area)
Component Counties: San Benito, Santa Clara
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CA
|
San Luis Obispo-Paso Robles (Metropolitan Area)
Component County: San Luis Obispo
|
$687,500
|
$880,100
|
$1,063,850
|
$1,322,150
|
|
CA
|
Santa Barbara-Santa Maria-Goleta (Metropolitan Area)
Component Couny: Santa Barbara
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CA
|
Santa Cruz-Watsonville (Metropolitan Area)
Component County: Santa Cruz
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CA
|
Santa Rosa-Petaluma (Metropolitan Area)
Component County: Sonoma
|
$662,500
|
$848,100
|
$1,025,200
|
$1,274,050
|
|
CA
|
Stockton (Metropolitan Area)
Component County: San Joaquin
|
$488,750
|
$625,700
|
$756,300
|
$939,900
|
|
CA
|
Truckee-Grass Valley (Micropolitan Area)
Component County: Nevada
|
$562,500
|
$720,100
|
$870,450
|
$1,081,750
|
|
CA
|
Ukiah (Micropolitan Area)
Component County: Mendocino
|
$512,500
|
$656,100
|
$793,050
|
$985,600
|
|
CA
|
Vallejo-Fairfield (Metropolitan Area)
Component County: Solano
|
$557,500
|
$713,700
|
$862,700
|
$1,072,150
|
|
CA
|
Yuba City (Metropolitan Area)
Component Counties: Sutter, Yuba
|
$425,000
|
$544,050
|
$657,650
|
$817,300
|
|
CA
|
Alpine County
|
$547,500
|
$700,900
|
$847,200
|
$1,052,900
|
|
CA
|
Amador County
|
$443,750
|
$568,050
|
$686,650
|
$853,350
|
|
CA
|
Calaveras County
|
$462,500
|
$592,050
|
$715,700
|
$889,450
|
|
CA
|
Mono County
|
$529,000
|
$677,200
|
$818,600
|
$1,017,300
|
|
CO
|
Boulder (Metropolitan Area)
Component County: Boulder
|
$460,000
|
$588,850
|
$711,800
|
$884,600
|
|
CO
|
Durango (Micropolitan Area)
Component County: La Plata
|
$443,750
|
$568,050
|
$686,650
|
$853,350
|
|
CO
|
Edwards (Micropolitan Area)
Component Counties: Eagle, Lake
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CO
|
Greeley (Metropolitan Area)
Component County: Weld
|
$417,500
|
$534,450
|
$646,050
|
$802,900
|
|
CO
|
Silverthorne (Micropolitan Area)
Component County: Summit
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CO
|
Garfield County
|
$425,000
|
$544,050
|
$657,650
|
$817,300
|
|
CO
|
Gunnison County
|
$433,750
|
$555,250
|
$671,200
|
$834,150
|
|
CO
|
Hinsdale County
|
$557,500
|
$713,700
|
$862,700
|
$1,072,150
|
|
CO
|
Ouray County
|
$482,500
|
$617,700
|
$746,650
|
$927,900
|
|
CO
|
Pitkin County
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
CO
|
Routt County
|
$675,000
|
$864,100
|
$1,044,550
|
$1,298,100
|
|
CO
|
San Juan County
|
$425,000
|
$544,050
|
$657,650
|
$817,300
|
|
CO
|
San Miguel County
|
$651,250
|
$833,700
|
$1,007,750
|
$1,252,400
|
|
CT
|
Bridgeport-Stamford-Norwalk (Metropolitan Area)
Component County: Fairfield
|
$708,750
|
$907,350
|
$1,096,750
|
$1,363,000
|
|
CT
|
Hartford-West Hartford-East Hartford (Metropolitan Area)
Component County: Hartford, Middlesex, Tolland
|
$440,000
|
$563,250
|
$680,850
|
$846,150
|
|
DC
|
Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)
Component Areas (DC): District of Columbia
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
DE
|
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (Metropolitan Area)
Component County (DE): New Castle
|
$420,000
|
$537,650
|
$649,900
|
$807,700
|
|
FL
|
Key West (Micropolitan Area)
Component County: Monroe
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
FL
|
Miami-Fort Lauderdale-Pompano Beach (Metropolitan Area)
Component Counties: Broward, Miami-Dade, Palm Beach
|
$423,750
|
$542,450
|
$655,700
|
$814,900
|
|
FL
|
Naples-Marco Island (Metropolitan Area)
Component Counties: Collier
|
$531,250
|
$680,100
|
$822,050
|
$1,021,650
|
|
FL
|
Sarasota-Bradenton-Venice (Metropolitan Area)
Component Counties: Manatee, Sarasota
|
$442,500
|
$566,450
|
$684,750
|
$850,950
|
|
GA
|
Greene County
|
$662,500
|
$848,100
|
$1,025,200
|
$1,274,050
|
|
HI
|
Honolulu (Metropolitan Area)
Component County: Honolulu
|
$793,750
|
$1,016,150
|
$1,228,300
|
$1,526,450
|
|
HI
|
Kahului-Wailuku (Micropolitan Area)
Component County: Maui
|
$790,000
|
$1,011,350
|
$1,222,500
|
$1,519,250
|
|
HI
|
Kapaa (Micropolitan Area)
Component County: Kauai
|
$773,750
|
$990,550
|
$1,197,350
|
$1,488,000
|
|
HI
|
Kalawao County
|
$716,250
|
$916,950
|
$1,108,350
|
$1,377,450
|
|
ID
|
Jackson, WY-ID (Micropolitan Area)
Component County (ID): Teton
|
$693,750
|
$888,100
|
$1,073,550
|
$1,334,150
|
|
ID
|
Blaine County
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
ID
|
Valley County
|
$462,500
|
$592,050
|
$715,700
|
$889,450
|
|
MA
|
Barnstable Town (Metropolitan Area)
Component County: Barnstable
|
$462,500
|
$592,050
|
$715,700
|
$889,450
|
|
MA
|
Boston-Cambridge-Quincy, MA-NH (Metropolitan Area)
Component Counties (MA): Essex, Middlesex, Norfolk, Plymouth, Suffolk
|
$523,750
|
$670,500
|
$810,450
|
$1,007,200
|
|
MA
|
Providence-New Bedford-Fall River, RI-MA (Metropolitan Area)
Component Counties (MA): Bristol
|
$475,000
|
$608,100
|
$735,050
|
$913,450
|
|
MA
|
Duke's County
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
MA
|
Nantucket County
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
MD
|
Baltimore-Towson (Metropolitan Area)
Component Counties: Anne Arundel, Baltimore, Carroll, Harford, Howard, Queen Anne's
Also Component City: Baltimore
|
$560,000
|
$716,900
|
$866,550
|
$1,076,950
|
|
MD
|
Easton (Micropolitan Area)
Component County: Talbot
|
$443,750
|
$568,050
|
$686,650
|
$853,350
|
|
MD
|
Ocean Pines (Micropolitan Area)
Component County: Worcester
|
$437,500
|
$560,050
|
$677,000
|
$841,350
|
|
MD
|
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (Metropolitan Area)
Component County (MD): Cecil
|
$420,000
|
$537,650
|
$649,900
|
$807,700
|
|
MD
|
Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)
Component Counties (MD): Calvert, Charles, Frederick, Montgomery, Prince George's
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
MD
|
Garrett County
|
$437,500
|
$560,050
|
$677,000
|
$841,350
|
|
NC
|
Elizabeth City (Micropolitan Area)
Component Counties: Camden, Pasquotank, Perquimans
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
NC
|
Kill Devil Hills (Micropolitan Area)
Component Counties: Dare
|
$460,000
|
$588,850
|
$711,800
|
$884,600
|
|
NC
|
Virginia Beach-Norfolk-Newport News, VA-NC (Metropolitan Area)
Component County (NC): Currituck
|
$458,850
|
$587,400
|
$710,050
|
$882,400
|
|
NC
|
Hyde County
|
$483,000
|
$618,300
|
$747,400
|
$928,850
|
|
NH
|
Boston-Cambridge-Quincy, MA-NH (Metropolitan Area)
Component Counties (NH): Rockingham, Strafford
|
$523,750
|
$670,500
|
$810,450
|
$1,007,200
|
|
NJ
|
Atlantic City (Metropolitan Area)
Component Counties: Atlantic
|
$453,750
|
$580,850
|
$702,150
|
$872,600
|
|
NJ
|
New York-Northern New Jersey-Long Island, NY-NJ-PA (Metropolitan Area)
Component Counties (NJ): Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Sussex, Union
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
NJ
|
Ocean City (Metropolitan Area)
Component Counties: Cape May
|
$487,500
|
$624,100
|
$754,350
|
$937,500
|
|
NJ
|
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (Metropolitan Area)
Component Counties (NJ): Burlington, Camden, Gloucester, Salem
|
$420,000
|
$537,650
|
$649,900
|
$807,700
|
|
NJ
|
Trenton-Ewing (Metropolitan Area)
Component County: Mercer
|
$440,000
|
$563,250
|
$680,850
|
$846,150
|
|
NM
|
Santa Fe (Metropolitan Area)
Component County: Santa Fe
|
$427,500
|
$547,250
|
$661,500
|
$822,100
|
|
NV
|
Gardnerville Ranchos (Micropolitan Area)
Component County: Douglas
|
$468,750
|
$600,100
|
$725,350
|
$901,450
|
|
NY
|
New York-Northern New Jersey-Long Island, NY-NJ-PA (Metropolitan Area)
Component Counties (NY): Bronx, Kings, Nassua, New York, Putnam, Queens, Richmond, Rockland, Suffolk, Westchester
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
NY
|
Poughkeepsie-Newburgh-Middletown (Metropolitan Area)
Component Counties: Dutchess, Orange
|
$443,750
|
$568,050
|
$686,650
|
$853,350
|
|
OH
|
Athens (Micropolitan Area)
Component County: Athens
|
$432,500
|
$553,650
|
$669,250
|
$831,750
|
|
OR
|
Bend (Metropolitan Area)
Component County: Deschutes
|
$447,500
|
$572,850
|
$692,450
|
$860,600
|
|
OR
|
Medford (Metropolitan Area)
Component County: Jackson
|
$422,500
|
$540,850
|
$653,800
|
$812,500
|
|
OR
|
Portland-Vancouver-Beaverton, OR-WA (Metropolitan Area)
Component Counties (OR): Clackamas, Columbia, Multnomah, Washington, Yamhill
|
$418,750
|
$536,050
|
$648,000
|
$805,300
|
|
PA
|
New York-Northern New Jersey-Long Island, NY-NJ-PA (Metropolitan Area)
Component County (PA): Pike
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
PA
|
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (Metropolitan Area)
Component Counties (PA): Bucks, Chester, Delaware, Montgomery, Philadelphia
|
$420,000
|
$537,650
|
$649,900
|
$807,700
|
|
PA
|
York-Hanover (Metropolitan Area)
Component County: York
|
$425,000
|
$544,050
|
$657,650
|
$817,300
|
|
RI
|
Providence-New Bedford-Fall River, RI-MA (Metropolitan Area)
Component Counties (RI): Bristol, Kent, Newport, Providence, Washington
|
$475,000
|
$608,100
|
$735,050
|
$913,450
|
|
TN
|
Nashville-Davidson--Murfreesboro--Franklin (Metropolitan Area)
Component Counties: Cannon, Cheatham, Davidson, Dickson, Hickman, Macon, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson, Wilson
|
$432,500
|
$553,650
|
$669,250
|
$831,750
|
|
UT
|
Heber (Micropolitan Area)
Component County: Wasatch
|
$431,250
|
$552,050
|
$667,350
|
$829,350
|
|
UT
|
Salt Lake City (Metropolitan Area)
Component Counties (UT): Salt Lake, Summit, Tooele
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
VA
|
Charlottesville (Metropolitan Area)
Component Counties: Albemarle, Fluvanna, Greene, Nelson
Component City: Charlottesville
|
$437,000
|
$559,450
|
$676,200
|
$840,400
|
|
VA
|
Richmond (Metropolitan Area)
Component Counties: Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, Sussex
Also Component Cities: Colonial Heights, Hopewell, Petersburg, Richmond
|
$535,900
|
$686,050
|
$829,250
|
$1,030,600
|
|
VA
|
Virginia Beach-Norfolk-Newport News, VA-NC (Metropolitan Area)
Component Counties (VA): Gloucester, Isle of Wight, James City, Mathews, Surry, York
Also Component Cities (VA): Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Suffolk, Virginia Beach, Williamsburg
|
$458,850
|
$587,400
|
$710,050
|
$882,400
|
|
VA
|
Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)
Component Counties (VA): Arlington, Clarke, Fairfax, Fauquier, Loudoun, Prince William, Spotsylvania, Stafford, Warren
Also Component Cities (VA): Alexandria, Fairfax, Falls Church, Fredericksburg, Manassas, Mannassas Park
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
VA
|
Winchester, VA-WV (Metropolitan Area)
Component Counties (VA): Frederick
Also Component City (VA): Winchester
|
$475,000
|
$608,100
|
$735,050
|
$913,450
|
|
VA
|
Lancaster County
|
$545,000
|
$697,700
|
$843,350
|
$1,048,100
|
|
WA
|
Bremerton-Silverdale (Metropolitan Area)
Component County: Kitsap
|
$475,000
|
$608,100
|
$735,050
|
$913,450
|
|
WA
|
Portland-Vancouver-Beaverton, OR-WA (Metropolitan Area)
Component Counties (WA): Clark, Skamania
|
$418,750
|
$536,050
|
$648,000
|
$805,300
|
|
WA
|
Seattle-Tacoma-Bellevue (Metropolitan Area)
Component Counties: King, Pierce, Snohomish
|
$567,500
|
$726,500
|
$878,150
|
$1,091,350
|
|
WA
|
Jefferson County
|
$437,500
|
$560,050
|
$677,000
|
$841,350
|
|
WA
|
San Juan County
|
$593,750
|
$760,100
|
$918,800
|
$1,141,850
|
|
WV
|
Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)
Component County (WV): Jefferson
|
$729,750
|
$934,200
|
$1,129,250
|
$1,403,400
|
|
WV
|
Winchester, VA-WV (Metropolitan Area)
Component County (WV): Hampshire
|
$475,000
|
$608,100
|
$735,050
|
$913,450
|
|
WY
|
Jackson, WY-ID (Micropolitan Area)
Component County (WY): Teton
|
$693,750
|
$888,100
|
$1,073,550
|
$1,334,150
|
|
|
|
|
|
|
|
