FHA Loans

What is an FHA Loan?

You've heard the name before, but did you know that an FHA home loan is one of the most popular ways to become a homeowner or refinance an existing FHA or conventional mortgage?

An FHA insured loan is a Federal Housing Administration mortgage insurance backed mortgage loan which are provided by FHA-approved lenders. FHA insured loans have historically allowed borrowers with lower down payment (3.5%) or lower incomes to qualify for the purchase or refinance of a home that they would not otherwise be able to afford.

FHA Loans Make Qualifying Easy!

An FHA is the easiest way to qualify for refinancing and home buying. As an approved FHA lender, First Liberty Funding will guide you through the approval process with minimal paperwork. With FHA you’ll get a government-insured loan with the security of a fixed rate in 15 or 30-year terms, or you can select the FHA 5-year ARM with attractive low rate.

Do you need less stringent qualification requirements?
Is your down payment or home equity less than 20%?
Do you prefer the security of a government-insured loan?

If you answered yes to any of these questions, an FHA loan might be right for you!

Interest rates

We, at First Liberty Funding, are dedicated to offering you the lowest FHA rates in the marketplace. Please complete our Quick Rate Quote form and receive a personal and accurate rate quote.

FHA 30-Year Fixed 3.5% Down Payment
Rate	APR	Closing Cost
4.000	4.464	$13,626	Details
4.125	4.579	$12,900	Details
4.250	4.545	$2,705	Details

FHA vs. Conventional Financing

Although there are similarities between FHA mortgage financing and Conventional mortgage loans there are also some big differences.
While interest rates are similar, credit guidelines are different. FHA allows for borrowers with less than perfect credit to still receive a favorable interest rate.

The FHA Streamline Refinance

If you currently have an FHA Loan you are eligible for one of the simplest money saving refinances available today. The FHA "Streamline Refinance" allows existing FHA home loan borrowers to reduce their interest rate without having to jump through hoops.

000orangelf50 Simply use the quick form to instantly receive FREE and accurate rate quote. There are no obligations, we don't need your Social Security and we don't pull your credit.