No W2, No Tax Return, No IRS 4506T Form!
Get Approved with Only Verbal Verification of Employment!
Competitive Rates
Hassel-Free Documentation
Due to the recent turmoil in the mortgage industry almost all Lenders require full income documentation including W2, Tax Return, IRS 4056T Tax Transcript, etc. However there are numerous borrowers who receive sufficient salary to qualify for the loan but they have other deductions which results in much lower Adjusted Gross Income reported on their tax return which disqualifies them for traditional loan approval. Our VOE only (Verification of Employment) program provides an excellent and easy solution for Salaried borrowers to qualify for the conventional loans.
This program is not available for Self-Employed borrowers, only Salaried borrowers with two years Employment are eligible for this program.
This is not a Hard Money loan, the rates and fees are extremely competitive with the traditional mortgages.
Owner Occupied
|
|
Loan to Value (LTV) |
FICO |
|
|
Purchase & Refinance |
80% |
620 |
|
|
Cash Out |
70% |
720 |
|
|
Loan to Value (LTV) |
FICO |
|
Purchase & Refinance |
60% |
620 |
|
Simply use the quick form to instantly receive FREE and accurate rate quote. There are no obligations, we don't need your Social Security and we don't pull your credit. In the comment section please specify that you are intersted in the VOE Loan Program
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